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How to Set Up an Offshore Company

As business transactions migrate online, more and more businesses are now considering setting up offshore companies for an array of benefits. This is especially true if your business operations do not need to stay put in a single place.

Why set up an offshore company?

For many new businesses, an offshore company is a highly preferred business structure because it is easier to incorporate. There are a number of business-friendly jurisdictions that offer minimum administration requirements and attractive regulations.

The main purpose of incorporating an offshore company is to skirt the tedious and costly process of setting up and maintaining a business here in the US. Some jurisdictions are also considered tax havens because of their very friendly taxation regulations. Nevis, Belize and Cook Islands are just some of the most popular tax havens for offshore companies.

However, investors also set up an offshore company for wealth management and asset protection. For instance, foreign investors can incorporate an offshore holding company that conducts either no business or insubstantial operations from where it is located. In some jurisdictions, an offshore company can serve as a legal entity and can be used to own properties and other assets. An offshore corporation can also conduct business operations, such as for international trading and other services. If you’re expanding your business and are looking for new markets, you can also set up an offshore company.

How to set up an offshore company?

Here are the basic steps you need to take when contemplating an offshore company.

1. Choose a strategic jurisdiction

When incorporating an offshore company, you need to choose a suitable jurisdiction as this can have significant consequences for your business. Some important considerations include regulations on business ownership by foreigners domiciled abroad, regulations on transacting business abroad, political and economic stability of the jurisdiction, taxation regulations, and statutes on liabilities, especially one-year look-back statutes.

2. Incorporate an offshore company

Setting up an offshore company in business-friendly and tax haven jurisdictions is pretty much straightforward. You just need to meet the basic requirements as provided by the jurisdiction’s official business bureau/regulatory body. However, a lot of investors prefer working with local company incorporation professionals, especially if traveling abroad is not an option. Each jurisdiction has different suitable types of legal entity (such as LLC, Corporation or Incorporation). In some cases, investors opt to acquire a shelf company. You might need the help of a local advisor to guide you in choosing the most suitable business entity for your business.

3. Open a bank account

Next, you’ll need to open a bank account as part of the offshore company. In opening a bank account, the offshore company can serve as the owner as it can now stand as a legal entity. According to a financial analyst, those that set up offshore companies in tax havens prefer anonymous banking for asset protection and wealth management. In some jurisdictions, you can use bank accounts that are opened abroad, such as Swiss bank accounts.

4. Compliance with regulations

Once you’ve completed all the regulatory requirements, you simply need to observe the business and taxation laws of the jurisdiction where your offshore company is located. Usually, these jurisdictions have very light taxation regime or very friendly tax incentive plan for offshore companies. To ensure that you don’t run into any taxation problems, you should consider working with a tax specialist. Take note that every country will have different taxation rules.

What are the best jurisdictions for setting up an offshore company?

As mentioned above, Nevis, Belize and Cook Islands are three friendly jurisdictions for offshore company formation. These jurisdictions offer a high degree of confidentially for investors. Meanwhile, Panama, Cayman Islands, the Bahamas and the Seychelles have long been considered as offshore financial centers. Numerous offshore companies are located in these tax havens.

Aside from these tax havens, there are also the traditional offshore wealth centers. Switzerland remains the top offshore wealth center. It is followed by Hong Kong with US$1 trillion in offshore wealth. These countries and jurisdictions offer a low tax regime, no foreign exchange control, and straightforward company incorporation.

Getting a Work Permit in the USA: A Step by Step Guide

For non-citizens and lawful permanent residents applying for adjustment status to be eligible to work in the United States, they are required to prove eligibility to work in the country through a work permit, officially called Employment Authorization Document (EAD).

Proving legal employment status is a shared responsibility of the employer and the employee. Employers are required to prove the legality of their employees, and employees need to submit the work permit prior to employment.

A work permit is required for foreign workers who are allowed to work in the United States. These categories of non-citizens include permanent immigrant workers, non-immigrant (temporary) workers, and student/exchange workers.

How to obtain a work permit?

The application process for EAD is pretty simple: fill out the application form; attach photos, fees, and additional supporting documents; and submit to the application to US Citizenship and Immigration Services (USCIS).

Some prominent NYC immigration lawyers at have stressed that while the EAD application process is straightforward, making sure that you are eligible is a different thing. Lawyers also remind applicants that a work permit is not the same as a work visa, such as H1B, which is a more complicated process.

What are the steps to obtaining a work permit?

1. Fill out the application form (Form I-765)

Visit the USCIS website and download the work permit application Form I-765.

Fill out the Form I-765 with the required information, such as name, contact details, etc. For Question No. 12, make sure to indicate your last entry to the US, whether you exited and entered after a short vacation abroad. Also, indicate your visa type for the “Manner of entry.” For Question No. 16, you will need to refer to the Instructions for Form I-765 to determine which eligibility category you qualify. Make sure to carefully read the instructions and category definitions.

The following are the general categories of foreign workers who are eligible to apply for EAD:

  • Asylee/Refugee Categories (and their Spouses and Children)
  • Nationality Categories
  • Foreign Students Categories
  • Categories for Eligible Dependents of Employees of Diplomatic Missions, International Organizations, or NATO
  • Employment-Based Nonimmigrant Categories
  • Family-Based Nonimmigrant Categories
  • Other Categories

2. Attach proof of eligibility for EAD

Once you’ve determined your eligibility category, you’ll need to attach copies of evidence of your status as supplied in Question No. 16. For example, if you applied as a fiancée of a US national, attach your K visa and evidence of your admission, such as copies of your passport, Form I-94 or other travel documents. However, for this specific EAD application, you can only use the work permit during your 90 days and it cannot be renewed. Some categories, such as this example, have specific conditions so make sure to read the instruction form well.

In case you have applied for adjustment of status alongside the work permit application, you don’t need to attach proof of eligibility. USCIS will automatically figure out your eligibility based on the application you submitted.

Make sure to submit all the requested proof of eligibility as per instructions along with your application. Failure to submit or lack of evidence may lead to rejection or denial of your application.

3. Pay the exact filing fee

At present, the EAD filing fee is $410.00. However, the fee amounts do change frequently, so make sure to visit USCIS official fees schedule to get the latest rates. Some categories of applicants may not need to pay the fee. Read through the instruction form to see if you’re included.

Payment can be done by money order or check (for paper application), or credit/debit card or electronic fund transfer (for e-filing).

4. Assemble and submit an application

Once you’ve completed the form, assemble the documents in this order: filing fee, properly accomplished and signed application form, and supporting documents, such as proof of entry (I-94, Arrival-Departure Record, and other travel documents); government-issued ID with picture, name, and date of birth; and photographs (two identical color passport-style photographs).

You may submit the application by mail or electronically (e-filing). If sending the packet by mail, read the filing locations for Form I-765 for the updated list of mailing address. Take note that there are specific addresses for specific categories. For e-filing, you will still need to send the supporting documents via mail.

Before sending your application, make sure you have a complete copy of everything in it for your future reference.

Technology Advances in Cosmetic Surgery

The field of cosmetic surgery has come a long way. The first ever plastic surgery was believed to have been performed in ancient Egypt, it was a plastic repair of a broken nose. However, the world of plastic surgery, as we know today, came to be in the wake of World War One, when many people and soldiers were suffering from severe injuries and disfigurations. That opened the door for many pioneering procedures, techniques, and technologies. Cosmetic surgeries and technology have actually been going hand in hand for the past couple of decades revolutionizing the field. Here are some of the best technological advances in cosmetic surgery:

Laser Skin Rejuvenation

Getting rid of wrinkles, hyperpigmentation, uneven skin tones, pores, acne scars and sun damage is a dream come true for most people. Some choose the long-term facial cream treatment, which might give the awaited results, or might not, while others choose cosmetic surgery. One of the advanced technologies that are used to solve these problems is laser and more specifically CO2 laser treatment. As explained by the specialists at, it is a procedure that vaporizes the outer layer of the skin in a controlled manner, a process called ablation. After the skin heals from being ablated, the skin produces new collagen, which in turn heals the aforementioned skin problems.

Tissue Engineering

No, it does not only happen in sci-fi movies and books anymore. Tissue engineering is a groundbreaking technology that is now an actual possibility. In 2017, scientists and doctors saved the life of a 7-year-old boy with genetic disease using engineered tissues. The possibilities of using this technique in plastic and cosmetic surgeries are endless as it gives surgeons the freedom to manipulate tissues without the limitation of available tissues. Tissue engineering can also reduce recovery time while providing more options for patients such as using nasal and auricular cartilage tissue engineering. The Medical Research Council have stated that tissue engineering alongside regenerative medicine “holds the promise of revolutionizing patient care in the twenty-first century.”

Endoscopic Facelift

The biggest disadvantage of traditional facelift surgery is the possible excessive scarring, which is discouraging for most. Who would want to improve the way they look, only to ruin it in other areas and make it obvious that the person has undergone a cosmetic surgery. Here is where the endoscopic facelift procedure comes in handy. Instead of long incisions running from the patient’s forehead to their ear, this procedure requires only 4mm-5mm incisions at the temples and scalp. Therefore, scars are almost non-existent and incisions heal fast. Another benefit of endoscopic facelifts is a minimal risk of permanent face numbness.

3D Printing

3D printing technology has been used in the world of cosmetic surgeries to give patients a materialistic view of the end result of their surgeries, to make them see and feel how they will end up looking, but it does not stop here. The possibility of actually printing skin tissues for plastic surgery procedures is quickly becoming a potential reality. Yes, it is still expensive and experimental but the doors it can open for both doctors and patients are endless.

Minimal Invasive Procedures

The greatest accomplishment of modern-day technology when it comes to plastic and cosmetic surgeries is that it has introduced the possibility of minimally invasive procedures. Facelifts are not the only procedure elevated with endoscopic techniques – brow lift, flap elevation and carpal tunnel release are also now performed using it. Minimal invasive procedures guarantee less scarring, shorter incisions, quicker recovery, reduced costs and even less post-surgical pain.

Tips and Tricks for Getting Your Life Back on Track

Everyone makes mistakes in life and some of the mistakes that are made can have a huge impact on someone’s future. If you made mistakes when you were younger and have matured enough to realize that you need to change things so that you can get your life back on track, you’ve come to the right place.

The guide that follows is chocked full of tips and tricks that you can use to get your life back on track and rebuild things so that you can have the most comfortable and fulfilling life that you possibly can.

Stop Drinking and Using Drugs

The first thing you need to do is to stop drinking or using drugs. There are many people who don’t realize how much of an impact drugs and alcohol have on their life, both personally and with the law. There are many strict laws and penalties in Alabama that could affect you for the rest of your life if you are caught driving under the influence.

If you discover that you can’t resist using drugs or drinking alcohol, then you need to get professional help so that you can overcome your addiction to them. Many people don’t even realize how strong their addiction is until they try to stop using drugs and alcohol.

There are accrediteddrug and alcohol rehab centers in Alabama that you can go to when you are ready to get help for an addiction. Even if you don’t live in the state, going somewhere unfamiliar is helpful.

Many people are fearful that their boss will fire them if they find out that they’re getting help for an addiction, but when you go to a treatment center your information is kept confidential so that there’s no way for your boss to find out unless you tell them yourself. Even so, you’re protected under the law as addiction treatment is treated as a medical issue.

Clear Up Any Legal Issues

If you have any legal issues that you’re facing, clear them up as soon as you can. If you have fines, tickets, or outstanding warrants that are hanging over your head, take care of them right away.

If you’re able to get your life back on track and then have any of these issues come back up again, it could cause all of the hard work and effort that you put into rebuilding your life to be a complete waste.

You can contact the local courthouse to find out what fines, tickets, or warrants are outstanding against you. You can then work out a payment plan for the fines and tickets that you owe and can often clear up any warrant issues within a very short period of time.

Use Your Money Responsibly

When you’re restarting your life, your finances should be a huge factor that you focus on. You need to be sure that you aren’t wasting your money and spending frivolously. Taking the time to only spend money on the things you truly need and saving as much money as possible can be a great way to get your life back on track.

Build Your Credit as Much as You Can

In order to be able to have the best future possible, you need to have a great credit record. Meet with a financial advisor to determine what steps you need to take to build your credit so that you can have the best credit history that you possibly can.

The financial advisor will be able to walk you through different tax deductions that may be available to you, help you learn if a revolving credit account is a good option for you, and help you learn how to have negative things removed from your credit report.

It can take a few years to boost your credit score, so you need to get started on it as soon as you can.

Get a Job You Love Doing

Many people make the mistake of settling for the first job they can get and end up staying there for years because they are fearful that there won’t be another job for them available anywhere else. It’s important to know your worth and always try to better yourself.

You need to have a job that you love doing where you have advancement opportunities and get paid a fair wage for the work that you do. If you aren’t happy with your job, apply to other positions while you are still working at the job you currently have.

If you get a better job, you can give your two weeks’ notice to your current boss but will not have to worry about going without a job for an extended period of time.

Ensure You Have a Healthy Mind, Body, And Spirit

Seeing a counselor on a regular basis can help you make sureyou areas emotionally sound as you can be. This can help cut down on the stress and anger that you have in your life.

You also may want to go back to school so that you can get a degree doing something that you love to do. Getting a degree can help to boost your self-confidence and provide you with another avenue you can take toward creating a better future for yourself.

You also need to be sure that you are taking care of yourself physically. You shouldn’t eatlarge quantities of junk food and should try to go to the doctor for annual checkups just to make sure your as healthy as you can be.

Being able to get your life back on track takes time. Getting started on the road to bettering yourself can start at any time, but the sooner you start the changes in your life, the better. You deserve to have the best future that you can possibly have, but only you are in control of what goes on in your life.

Factors to Determine Before Leasing a Commercial Property

Places like Laguna Niguel and San Juan Capistrano offer some of the best places to open a business;Orange County is a great location because there is such a wide diversity of people in the area. There are people from every culture, ethnicity, and age range in the area making it a great place to start a business.

Before you sign a lease for a commercial Orange County property, however, you need to determine what your responsibilities when it comes to the building.

The following guide walks you through a few things you need to discuss and put into writing before you sign a lease agreement because if you don’t have space, you can’t have a business.Besides, getting the contract in writing ensures that both you and the landlord are contractually obligated to do what is written in the lease.

Determine the Length of the Lease

Many people assume that they’re leasing a property for a year at a time, but that often isn’t the case with commercial properties. A commercial property lease can last anywhere from a year to ten years. You need to be sure that you know exactly how long you’re agreeing to lease the space for so that you aren’t locked into the location for longer than you want to be.

If you’re not sure that your business will thrive at the exact location of the space you plan to lease, it may be best to start off with a one or two-year lease. This allows you to see if the area is right for your business and provides you with the opportunity to move it if it is not as profitable as you would like it to be.

Signing a one to two-year lease also provides you with the opportunity to shut down the business altogether if it isn’t a success. This allows you to possibly avoid having to claim bankruptcy later on down the road.

Responsibility for the Utility Payments

There are some landlords who are afraid to allow tenants to put the utilities in their name because they’re fearful the bills won’t get paid on time and they won’t know anything about it. If the water or power get cut off in a building in Orange County, there are penalties that have to be paid in order for them to be turned back on.

If the landlord chooses to put the utilities in their name, you can either pay a flat rate each month to the landlord or deal with the hassle of trying to find out what the exact amount is each month and then getting the money to them to pay for the bill. Many people choose to pay a flat rate for because it all ends up evening out in the end as the utilities will be higher on some months and lower in other months.

Repairs You’re in Charge of

When you lease a business, you need to know what repairs you have to pay for along the way. There are many landlords who are responsiblefor major issues that need to be addressed within a business but require you to take care of all minor issues that arise. This includes paying to have a plumber come out to the property if a toilet is clogged. If the air conditioning goes on the fritz, the landlord would pay to have it repaired, as long as it wasn’t damaged by you or someone who works for your business.

Who Is Responsible for Security Costs?

When you own a business in Orange County, having a security system is essential. You want to be sure that you have a high-qualitysecuritysystemon the property so that you can know what is happening in the business at all times. You can use the videos as evidence if a crime is committed and to simply check up on your employees to ensure that they are doing the right thing even when you aren’t around.

There are some landlords who require businesses that lease form them to have security systems in the business at all times. Other landlords may view security systems as optional and won’t require you to pay for the service you feel that you don’t need. Talking to your landlord about what their expectations are can save you a lot of issues in the future when it comes to the security of the building.

Determine What Kind of Signage Is Allowed

When you lease a property, you want to be sure that it’s easy for everyone to find. A great way to do that is to have great signage on the exterior of the building that allows everyone to easily find your business.

Before you have a sign created, you need to find out what your landlord allows when it comes to the signage on their business. There are many landlords who really don’t care what the sign you put on your building looks like and others who will tell you the exact dimensions that you can have created for the sign, what images are allowed on it, and information regarding if the signage can be lit or not.

Before leasing a space in Orange County, you also need to find out if the landlord has restrictions as to what time the business can be open. There are some landlords who require all businesses that they own to close before midnight to reduce the chances of people breaking into surrounding businesses that may close at an earlier time.

If you plan on opening a bar or restaurant that will be open late into the night, you need to let the landlord know before you lease the property to ensure that he or she is okay with the remodeling that will need to be done to the property and that the business will be open quite late into the evening.

Starting your own business may seem daunting at times, what with all of the requirements, especially in Orange County, but if you stay on top of everything, then you’ll have a business all on your own, and that’s worth something.

Smart Home Gadgets That Will Make Your Life Better

There are a lot of amazing smart household gadgets designed to make your home life better and easier. They’re innovative, practical and very useful – something every modern home needs.

Check out our list of 5 amazing smart home gadgets that every home should be using now!

1. Doorbell Camera

August’s Doorbell Camera offers added security for you and your loved ones. This doorbell camera is connected to your smartphone thus letting you see who’s knocking at your front door. You can even talk to them with your smartphone. It’s just like you’re home even when you’re not.

The camera features a full-HD clarity for both daylight and night vision settings. It also automatically sends an alert to your phone whenever someone is at the front door. Better yet, it records videos of visitors even if they don’t actually knock at the door or ring the bell. If you already have an existing chime doorbell, you can integrate this modern doorbell camera to its circuit.

2. Smart Light Switch

WeMo light switch lets you control all smart home devices with just one switch. With this smart home device, you don’t need to walk around your home to turn on/off your home gadgets. Replacing your existing conventional switches with this smart switch doesn’t require any additional requirements.

Using Smart Light Switch, you can set on/off schedules for your home appliances such as ceiling fans, lighting, coolers, heaters, and any other electrical devices connected to it. Not only does this help you save on power consumption, it also protects home appliances against power surges, electrical interruptions, overcharging or overheating. According to an appliance repair specialist from Hartman’s appliance repair in Williamsburg, turning off or cutting power supply to your home appliances when not in use can help significantly reduce the chances of home appliance breakdowns and need for repair.

3. Fabric Scanner

X-Spect Fabric Scanner by Bosch makes laundry chore easier and washing machines more efficient. This fabric can identify the type of stains in the fabric and automatically program the washing machine to the appropriate setting to effectively remove the stain. It is connected to the Internet where it can access a wide database of information about different fabric types and washing programs.

This home gadget lets you program and schedule your laundry chores. It can also assist you in setting effective wash cycles according to the material, fabric, stain or levels of dirt. With this smart home gadget, laundry has never been easier!

4. Amazon Echo Dot

Modern homes definitely need a virtual assistant. Amazon Echo Dot offers the cheapest way of getting Amazon’s virtual assistant, Alexa. This smart home device can be paired with your existing home audio or portable Bluetooth speakers. Once connected to your internet connection, you can use Alexa to do different tasks such as checking on your email, setting alarm, checking the latest news, turning on appliances connected to the smart switch and more.

You can also instruct Alexa to play your favorite playlist. Echo Dot is also integrated with major online music streaming platforms like Spotify, Pandora, Amazon Prime Music, Audible, TuneIn and iHeartRadio.

5. Thermostat

Nest Learning Thermostat makes your home more comfortable and energy efficient. It is the first thermostat to get Energy Star certification which means it does help cut on energy consumption. Using its sensors, this smart thermostat automatically adjusts the temperature and is capable of programming the settings throughout the day. It means you don’t need to check on it and adjust it every now and then. It has a very modern look which features four colors for the display screen, plus two options for its digital clock face: analog or digital look.

There many more smart home gadgets out there but you can start with these five amazing smart home gadgets to make your house more livable and your life easier!