Author Archives: amit

When you’re all set to go on a vacation or travel for business purposes, most of us don’t like to hear the word that our flight is delayed, right?

Unfortunately, each and every day flights are delayed in every part of the world for a variety of reasons.

From technical issues to weather conditions, flights are delayed for so many reasons that are beyond the control of the airliner.

The negative part about flight delays is that it is almost very frustrating and annoying. Most passengers take to Social Media and vent their anger against the airlines by posting negative reviews. However, it is only going to increase your stress and anger. One way of positively looking is that you have a lot of free time in hand during such situations.

Hey, the good news is there are ways to kill your boredom when your flight is delayed. Following such things will ensure you will never ever get bored again during flight delays.

1. Shopping

Most Airport lounges these days are lined up with a variety of stores that almost resembles as if you entered a prominent shopping street in a busy town. From boutiques to designer shops to groceries to duty-free shopping mart, the airport lounge is filled with various shops. You can purchase everything from bags, shoes to outfits.

So, in the event your flight is delayed, why not take the opportunity to purchase items that you forgot to pack while coming.

2. Watch a Movie/series

In this internet era, most of us wouldn’t step outside our homes without our smartphones or tablets. Wouldn’t they come in handy when you land up in a frustrating situation like this, where you don’t know what to do?

Most of the airport lounges have facilities like free WiFi, so, why not use the perfect opportunity to catch up on a movie or a series that you always wanted to watch. At the same time, you can also catch up on social media or reply to your emails hooking up on airport’s Wifi.

3. Play Rummy game

After you wind up your shopping activities and relax, one of the best ways to kill time is play rummy game online. You don’t have to feel bored. Download an app to play rummy card game or play rummy on your laptop. You can play free rummy games as well as play rummy for cash and win real cash with it. While Rummy card game is one of the oldest and most famous card games, if you do not know how to play rummy, learning to play rummy would not be too tough either. What better way to spend time on the airport lounge than playing an entertaining card game sitting on cushy seats.

Whether you can live stream your gameplay using any OBS would depend on the Internet speed but it would be fun to play rummy for sure.

4. Talk to strangers

With the spare time you get, make use of the opportunity to talk to strangers who are in similar situations. And the stuff you can learn and hear from them is fascinating. The broad range of information and offers that you get from them are really interesting. 99% of the time you will feel happy after such a chat. Who knows you might close a business deal or form a thick friendship for life?

5. Take a walk around

Travelling always comes at the expense of a daily exercise schedule. When your flight is delayed, why cling on to your seats when you have a stroll around? Most of the airports have a large amount of space with beautifully decorated interiors. Taking a walk around airports could de-stress you and also could give you your dose of exercise which you missed. After such a walk, you’ll definitely be charged up more than what you were before.

Having and maintaining a good budget can be a hard thing to do with today’s economy. This is because people are spending more than what they have on things that want and not actually what they need. The budget should be drawn from the income and carefully distributed among expenditures and savings. These two major divisions must be further divided as to what is urgent and how much it is worth. You must also include an emergency fund that will deal with emergent issues such as unplanned hospital bills. In order to improve your overall budget, here are a few things that you should do:

• Avoid impulse buying. This is one of the things that is destroying and deteriorating your overall budget without you noticing. Just because they’re cheap doesn’t mean that it won’t cost you. This is a problem that affects mainly ladies, impulse buying and shopping for things such as shoes or clothes. If you had not planned on buying the item it is important to teach yourself self-control and the ability to restrain yourself from temptations no matter how sweet the deal is. Make a list of things you intend to buy always before going shopping.
• Always buy in bulk. Whenever you are going shopping with your shopping list, identify the most used commodity in your home and ensure that you make bulk purchases. This will be helpful because it will ensure there is an efficient supply of all things within the month up to the next payment. Small purchases of one commodity numerous times is more expensive and annoying and may run out when there is no money.
• Quit on alcohol completely. This is one of the things that affect the overall budget at large. Many people often argue that they do not have a problem and since they have well-paying jobs it is important to thank the body for the hard work. On the contrary, alcohol is a properly packaged poison that is killing many people in society without their knowledge.Alcohol addiction is a result of ignorance on the warnings if its dangers to your body and health and can strip away a large sum of money even if you only drink on weekends. That money can be used on other useful things and improve your overall budget.
• Keep a record of your expenditure. The receipts from shopping or any purchase such as gas refill should be kept for future reference and comparison. It will help you note which item is taking most of your money and if you can reduce it. This will help in planning your budget and improve it overall.
• Auction old antics. An auction sale on things that you have stored in your store or garage can be a major source of income and a boost to the overall budget. This is because the items are not used and they only take up your space for nothing.

Make a good use of your money and be careful about how you spend it. A good overall budget will be achieved by following the above tips.

If you are riddled with how to monetize your niche WordPress site, do not panic, as there are various ways to achieve this. Just like any other investment, figuring out on how to garner significant returns from your efforts is such an impeccable idea. However, it is never an easy task to conclusively establish money generating schemes from your site. The situation is even more dynamic with sites since you may envision a simple site where you air out your thoughts and end up getting steady traffic of hundreds of visitors a day. 5 reliable insights on how you can generate cash from your website abating your chances of getting crestfallen in the process include:

1. Embrace donations

Accepting donations is one way of making money from a niche WordPress site that people seldom think of. You can welcome donations on your website in the form of money by doing a few things right such as ensuring first-rate value of the content you deliver, as well as the products you avail, as superb deliveries boost your chances of getting donations. Optionally, you can run a program or event that attracts donations. The more relevant the event, the more the funds you will get. Either way, prompt your readers to donate by displaying a donate button on your site.

2. Market products at a commission

Take full advantage of the traffic you enjoy in your site by adopting an entrepreneurial mindset. You can use your site to promote a number of services and products and consequently enjoy affiliate commissions for your efforts. However, you will need to be careful when choosing the vendor whose products and services you’re promoting. It is highly recommended that you settle for reliable vendors like Eftpos Paper Rolls. Such vendors will pay you a commission for all sales made courtesy of your marketing.

3. Invest in service promotion

Do not hesitate to use your site to promote any other services you can offer. If you built your own site, for instance, you could prompt your readers to hire you to develop sites for them. You can as well develop a Q&A section where you provide expert answers for frequently asked questions in your area of expertise. By showcasing your expertise for free, a number of your readers will remember to hire you when they need your skillset. Thus, take the bold step of promoting any other services you can offer on your site.

4. Allocate slots for those who want to advertise directly

There are those who may prefer to do their own advertisements on your site. Proffer them the chance by having an ‘advertise here’ space. You will get paid upfront by anyone who purchases the space, and you do not have to wait for purchase to occur like in the case of affiliate marketing.

5. Put your site on sale

This will obviously be a hard decision. Howbeit, you can sell your site and build another one anew. It is recommended that you sell your site when it is enjoying much traffic since this is the only way you will get the most out of it.

Most commonly known as neuropathic pain, nerve pain is one of those conditions that plague you for a long time. Just by virtue of this fact, it is important to learn how to manage and treat it. The pain typically comes from conditions such as diabetes, chemotherapy, shingles or even fibromyalgia. Nerve pain is associated with some sharp and searing pain that can affect the quality of your life significantly. Ideally, the pain is supposed to go away naturally but, for most people, it takes some medical help to ensure that it is under control.

The best way to ensure that you have your condition in check is to determine what is causing the nerve pain. Start off by booking an appointment with your physician. With their help, you will have access to a proven game plan to help you manage your condition before it becomes irreversible. However, you might be wary at the thought of being loaded with numerous types of medication. You are in luck! It is very easy to take up some natural treatments that will help to keep the pain away. With this in mind, here are three things that you can do to treat your nerve pain in the most natural way:

1. Watch What You Eat

It has been proven that various types of food – such as artificial sugars and saturated fats – can make nerve pain even worse. Conversely, other of food have been used to reduce the severity of nerve pain. Doctors suggest that you should stay away from poultry, sweeteners and other artificial preservatives to ensure that you don’t escalate your condition.

Instead, you should opt for omega 3 fatty acids, B Vitamins and Vitamin C to reverse the damage that your condition has already caused. You can also check out Nervepaintreatment.org to see which supplements you can add to your daily diet to provide added relief.

2. Go Green

Everyone is going green and, if you suffer from nerve pain, you should too! Start taking green juices in order to help your body to stop the recurring cycle of chronic inflammation that is common with nerve pain. This will help to reverse the inflamed nerves back to their original state. You can make your green juices with vegetables and fruits such as spinach, kale, and broccoli. Green juicing is also integral in helping your body to get rid of toxins that impede the efficacy of other treatment options.

3. Exercise Regularly

Studies have shown that working out regularly is a great way to treat chronic nerve pain.This is mainly because it helps to increase the blood flow in your body. This, in turn, will improve your muscle strength and control your blood sugar levels. Routines that involve lots of cardio – such as swimming or running on a treadmill – are particularly effective.

A warm bath can help to soothe your pain while getting rid of the symptoms that are common to nerve pain. The presence of the warm water in your bath aids the blood circulation in your body while getting rid of the pain. Ensure that your water is not too hot as this will not produce the desired effect.

For someone who loves playing the lottery, I very frequently get asked: ‘Is it wise to play the lottery?’

Quite obviously, for someone who loves playing games of luck, the straight answer would be a ‘yes.’ On the other hand, for those who aren’t a fan of gambling, it would be a ‘no.’

Is it wise to play the lottery?

The lottery is a game of luck where you bet on a set of numbers. The winning combination is then drawn as scheduled. The lottery is often used to raise funds for different purposes. In most countries, the government runs the lottery and the money that is raised is used for good causes. However, there are also government sanctioned lotteries that are operated by private companies with portions of the income going to state funds.

To play the lottery, you need to make a bet (a small amount of money to pay the ticket) for the chance to win the grand prize (a large sum of money.) It doesn’t involve any skill. You just pick your numbers and expect that it will be drawn. However, the odds of winning the prize are very, very slim — just one in millions of probabilities.

What do experts really say?

In the highly popular lottery Powerball, the probability of hitting the grand prize is 1 in 292,201,338 (close to impossible!) Looking at your chances, your mind is probably shouting: NO, don’t play the lottery. You’d be better off buying a burger with your $2.

But let’s take a look at it from a completely different perspective. What if your $2 can give you $700 Million instantly? Now, your intuition is certainly pushing you to the lottery stall. That’s a 35 Million percent gain! Where could you possibly get that money? Could you ever earn this in your lifetime?

Imagine what your life would be if you hit the jackpot prize. Just simply dreaming of it can make your mind wander with pleasure. It also gives you a sense of entertainment and optimism.

In this 2016 commentary posted at Forbes.com, personal finance advisor Vanessa McGrady stressed that playing the lottery isn’t bad as long as you are buying within your capacity. If you wouldn’t mind spending $2 on a lottery ticket and this doesn’t hurt your finances, then there’s nothing wrong with it.

Paul Dreyer, a mathematician for the RAND Corporation, noted that even though there is a very, very, very slim chance of winning in a lottery, you can consider your $2 the cost of entertainment. And that’s not a costly form of entertainment at all, especially when compared to a movie ticket, a dinner in an expensive restaurant, or splurging on vacations.

Furthermore, it’s delightful to know that every time you play the state-run lottery, a portion of your money goes to good causes. It’s perhaps the only consolation you win every time you lose.

Remember also, that it is not only the grand prize that you can win. There are other possible prizes, albeit of lower amounts, that you can win, such as hitting 5 out of 6 numbers. It may be minimal when compared to the jackpot but it’s still money.

But most important of all, playing lottery fuels your optimism by letting you enjoy a momentary dream of living a luxurious life.

Now, going back to the question: Should you play the lottery?

The answer would all depend on YOU. No one can tell you whether the lottery is a wise game or not. It’s all up to you.

We can debate all day and at the end of the day just agree to disagree.

But here’s a caution: any form of gambling is bad if it starts to affect your finances and your personal life. Just like any game of luck, the lottery should be considered as pure entertainment and never an investment. You should not depend on it. Instead, it should serve as a positive distraction to your everyday life.

The lottery should also not be a reason for you to worry or cut back on your basic necessities. If the disappointment of losing prevails over the excitement of anticipation and winning, then you have to reconsider playing the lottery.

The unique kind of thrill that playing the lottery gives to bettors is a positive thing that we can benefit from. In fact, it’s something many of us need every day.

Three conditions

Finally, let me leave you with these three pointers:

1. If the grand prize would NOT substantially change your financial life, supposing you’re filthy rich, then don’t play the lottery. You wouldn’t need the prize anyway.
2. If the grand prize would substantially change your financial life, then betting a few dollars every now and then (or when the jackpot is high) isn’t bad. Just make sure you are financially secure and playing the lottery doesn’t affect your finances.
3. If spending a few dollars affects your finances and your life such as cutting back on basic necessities or spending causes you to worry, then don’t play the lottery. Don’t waste your money.

So, if you’re having a hard time deciding whether to buy a lottery ticket or not, just go back to these three conditions. Happy betting and may the odds be ever in your favor!

As business transactions migrate online, more and more businesses are now considering setting up offshore companies for an array of benefits. This is especially true if your business operations do not need to stay put in a single place.

Why set up an offshore company?

For many new businesses, an offshore company is a highly preferred business structure because it is easier to incorporate. There are a number of business-friendly jurisdictions that offer minimum administration requirements and attractive regulations.

The main purpose of incorporating an offshore company is to skirt the tedious and costly process of setting up and maintaining a business here in the US. Some jurisdictions are also considered tax havens because of their very friendly taxation regulations. Nevis, Belize and Cook Islands are just some of the most popular tax havens for offshore companies.

However, investors also set up an offshore company for wealth management and asset protection. For instance, foreign investors can incorporate an offshore holding company that conducts either no business or insubstantial operations from where it is located. In some jurisdictions, an offshore company can serve as a legal entity and can be used to own properties and other assets. An offshore corporation can also conduct business operations, such as for international trading and other services. If you’re expanding your business and are looking for new markets, you can also set up an offshore company.

How to set up an offshore company?

Here are the basic steps you need to take when contemplating an offshore company.

1. Choose a strategic jurisdiction

When incorporating an offshore company, you need to choose a suitable jurisdiction as this can have significant consequences for your business. Some important considerations include regulations on business ownership by foreigners domiciled abroad, regulations on transacting business abroad, political and economic stability of the jurisdiction, taxation regulations, and statutes on liabilities, especially one-year look-back statutes.

2. Incorporate an offshore company

Setting up an offshore company in business-friendly and tax haven jurisdictions is pretty much straightforward. You just need to meet the basic requirements as provided by the jurisdiction’s official business bureau/regulatory body. However, a lot of investors prefer working with local company incorporation professionals, especially if traveling abroad is not an option. Each jurisdiction has different suitable types of legal entity (such as LLC, Corporation or Incorporation). In some cases, investors opt to acquire a shelf company. You might need the help of a local advisor to guide you in choosing the most suitable business entity for your business.

3. Open a bank account

Next, you’ll need to open a bank account as part of the offshore company. In opening a bank account, the offshore company can serve as the owner as it can now stand as a legal entity. According to a financial analyst, those that set up offshore companies in tax havens prefer anonymous banking for asset protection and wealth management. In some jurisdictions, you can use bank accounts that are opened abroad, such as Swiss bank accounts.

4. Compliance with regulations

Once you’ve completed all the regulatory requirements, you simply need to observe the business and taxation laws of the jurisdiction where your offshore company is located. Usually, these jurisdictions have very light taxation regime or very friendly tax incentive plan for offshore companies. To ensure that you don’t run into any taxation problems, you should consider working with a tax specialist. Take note that every country will have different taxation rules.

What are the best jurisdictions for setting up an offshore company?

As mentioned above, Nevis, Belize and Cook Islands are three friendly jurisdictions for offshore company formation. These jurisdictions offer a high degree of confidentially for investors. Meanwhile, Panama, Cayman Islands, the Bahamas and the Seychelles have long been considered as offshore financial centers. Numerous offshore companies are located in these tax havens.

Aside from these tax havens, there are also the traditional offshore wealth centers. Switzerland remains the top offshore wealth center. It is followed by Hong Kong with US$1 trillion in offshore wealth. These countries and jurisdictions offer a low tax regime, no foreign exchange control, and straightforward company incorporation.